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THE BLUEPRINT MODEL

SHANNA SKIDMORE helps creative women build sustainable, profitable businesses with tools and training for intentional stewardship of their money plan and finances.

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Terms & Conditions

AGREEMENT TO TERMS OF USE

The following TERMS AND CONDITIONS are those in effect as of this date, and are subject to change at any time without notice at the sole discretion of the Site owner and operator. The Site owner and operator is under no obligation to inform you of any change to these Terms and Conditions, and by utilizing and/or purchasing any product provided on this Site, you agree to visit the Site regularly for updates to these Terms and Conditions. You are deemed to have accepted this Agreement by using the website.

As used in these TERMS AND CONDITIONS, the term “Releasees” is defined to include the following: (i) Skidmore Consulting, LLC, its subsidiaries, affiliated companies, owners, members, managers, directors, officers, past and present employees, agents, coaches, representatives, successors and assigns (collectively “the Company”); (ii) any Company volunteers; (iii) Shanna Skidmore; and (iv) Kyle Skidmore.

All website users must be at least 13 years old or of necessary age in their country of residence.

Please review all terms and conditions set forth herein, as these Terms and Conditions shall apply to your use of this site, any related site listed herein (hereinafter collectively referred to as the “Sites”), and any products purchased on the Sites. By utilizing,, accessing, browsing, purchasing or otherwise using any of the Sites, you expressly agree to any and all Terms and Conditions set forth herein and to be legally bound by the Terms. If you do not agree to the Terms, in part or in whole, please immediately discontinue your use of our website. As stated above, we reserve the right to modify the content of these Terms and Conditions at any time without any sort of notice, and it is your responsibility to check this page periodically for any such changes. By utilizing any of the Sites subsequent to a change to the Terms and Conditions, you thereby agree to accept and be bound by any such changes to the Terms and Conditions, regardless of whether you have actually read and/or otherwise reviewed said changes. If, at any time, you determine that you are not willing to be bound by the Terms and Conditions set forth herein, then you shall relinquish any rights that you may have to the use of the Sites and any products purchased therefrom, and agree to no longer utilize any of the Sites.

SCOPE OF TERMS OF USE

Shannaskidmore.com is an affiliate of Skidmore Consulting, LLC, which in turn owns and operates several related websites. These Terms and Conditions shall apply not only to shannaskidmore.com, but to all websites owned and operated by Skidmore Consulting, LLC, which include but are not necessarily limited to the following:

           www.shannaskidmore.com

           www.theblueprintmodel.com

           www.mycreativemoney.com

Additionally, these Terms and Conditions shall apply to any social media account owned and operated by Skidmore Consulting, LLC, including but not limited to any account on Facebook, Linkedin, Instagram, Pinterest or the like.

These Terms and Conditions shall also apply to any site that Skidmore Consulting, LLC may have owned or operated at some previous time, or that Skidmore Consulting, LLC either currently owns and operated but has not listed herein, or that Skidmore Consulting, LLC owns and operates at a future date. Unless otherwise provided, all references to the Sites shall be to any and all sites referenced in this section of the Terms and Conditions, but shall not apply to any Third Party Sites (discussed below). You are deemed to have accepted this Agreement by using the website.

LINKS TO THIRD PARTY SITES

On occasion, the Sites will provide links to third party sites (hereinafter referred to as the “Third Party Sites”) for reference or referral purposes. Any links to third-party products, services, or sites are subject to separate terms and conditions. The Company is not responsible for or liable for any content on or actions taken by such third-party company or website (including the accuracy, legality or decency). Although the Company may recommend third-party sites, products or services, it is your responsibility to fully research such third parties before entering into any transaction or relationship with them

Additionally, Skidmore Consulting, LLC does not endorse or take any responsibility for the content or products provided on the Third Party Sites. Consistent therewith, you hereby agree to hold Skidmore Consulting, LLC harmless with respect to your use of the Third Party Sites, despite any link thereto provided on the Sites. We will not be liable for any damages or loss arising in any way out of or in connection with or incidental to any information or third party service provided by any third party.

CONFIDENTIALITY

By utilizing the content or purchasing the products contained on the Sites, you expressly acknowledge that such information is confidential, and agree not to disclose any such information to any third party. This confidentiality agreement is effective indefinitely. 

Ownership of the Content

The words, videos, voice and sound recordings, training materials, design, layout, graphics, photos, images, information, materials, documents, data, databases and all other information and intellectual property accessible on or through our sites and/or programs, any third-party website the Company may use to distribute or host programs, and contained in e-mails sent to you by the Company, as well as the look and feel of all of the foregoing (“the Content”) is property of the Company and/or our affiliates or licensors, unless otherwise noted, and it is protected by copyright, trademark, and other intellectual property laws.

INTELLECTUAL PROPERTY/SINGLE USE LICENSE

All content contained in and all products sold on the Sites are the intellectual property of Skidmore Consulting, LLC. As such, any such content and/or products are being provided to you for your individual use and as a single-use license. No license to sell or otherwise distribute Skidmore Consulting, LLC’s intellectual property is express or implied. You are not authorized nor permitted to utilize any such content and/or products on your sites without express written permission from Skidmore Consulting, LLC. By utilizing the content and/or purchasing the products contained on the Sites, you expressly agree (1) not infringe on or otherwise violate Skidmore Consulting, LLC’s intellectual property, (2) to ensure that any confidential information disclosed to you by Skidmore Consulting, LLC remains confidential, and (3) not to disclose any information provided to you by Skidmore Consulting, LLC to any third party. In the event that you violate any provisions of this section of the Terms and Conditions, you agree that Skidmore Consulting, LLC will be entitled to injunctive relief against you in relation to such violations.

You may not publish, reproduce, duplicate, derivate, copy, sell, display, distribute to an employee or contractor, coworker, friends or family, or otherwise use any material from our sites or programs for commercial purposes or in any way that earns you money (other than by applying them generally in your own business). By downloading, printing, or otherwise using our products or content for personal use you in no way assume any ownership rights of the Content – it is still Company property. Any reproduction or unauthorized use of any materials found in the Program or Content shall constitute infringement.

DISCLAIMERS

The content and products available on the Sites are provided by Skidmore Consulting, LLC for educational and instructional purposes only, and do not provide any financial, tax, legal, medical or psychological services or advice. By utilizing the content and/or purchasing the products on the Sites, you expressly agree that you are responsible for your progress and results, and understand that the results experienced by each client may significantly vary. Any example of results of another client as a result of the content or products contained on the Sites is for illustration purposes, and is not a representation that similar results will be obtained as a result of your use of the content or purchase of the products contained on the Sites. The Program and Content is not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, financial advisor, or medical professional. You are responsible for your own financial, tax, legal, physical, mental and emotional well-being, decisions, choices, actions and results. You should consult with a professional if you have specific questions about your own unique situation. The Company disclaims any liability for your reliance on any opinions or advice contained on our sites or in any of our programs/products/content.

Personal Responsibility, Assumption of Risk

You expressly acknowledge that there is a risk with any business venture and that there is no guarantee that you may reach your goal as a result of the content and/or products from the Sites. Consistent therewith, Skidmore Consulting, LLC makes no representations, warranties or guarantees, whether verbal or in writing, with respect to your results from the content and/or products from the Sites.

Security

Security for all personally identifiable information is extremely important to us. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, The Company cannot ensure or warrant the security of any information you transmit via the internet. By transmitting any such information to the Company, you accept that you do so at your own risk.

Your License to the Company

By posting or submitting any material during the Program such as comments, posts, photos, designs, graphics, images, videos, or other contributions, you are representing to us that you are the owner of all such materials and you are at least 18 years old. You are also granting us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display your contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose, and granting us the right to make it part of the Company’s current or future Program and Content. This right includes granting us proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you.

This means you give the Company permission to use anything you submit or post in the Program or any third-party forum or website operated by the Company, or anything captured by the Company during your participation in the Program, including images in which your face is visible and recognizable.   

LACK OF WARRANTY, REPRESENTATION OR GUARANTEE

While we endeavor to ensure that our website content is free from errors, we do not give any warranty or other assurance as to the accuracy, completeness, timeliness or fitness for any particular purpose of the material appearing on our sites and/or programs beyond reasonable efforts to maintain the content. We provide our websites and related information and services on an "as is" basis without any warranties, representations, or guarantees of any kind (whether express, implied, statutory, or otherwise) including but not limited to warranties of non-infringement, merchantability, or fitness for a particular purpose. THE COMPANY DOES NOT WARRANT THAT THE SITES, CONTENT, PROGRAMS OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, INCLUDING MEMBERSHIP PAGES, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

EARNINGS DISCLAIMER

You agree that Company has not made and does not make any representations about the earnings or results you may receive as a result of your participation in the Program. The Company cannot and does not guarantee that you will achieve any particular result or earnings from your use of the Program, and you understand that results and earnings differ for each individual. YOUR EARNING POTENTIAL IS ENTIRELY DEPENDENT ON YOUR OWN PRODUCTS, IDEAS, AND TECHNIQUES; YOUR EXECUTION OF YOUR BUSINESS PLAN; THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES OFFERED AND UTILIZED; AS WELL AS YOUR FINANCES, YOUR KNOWLEDGE, AND YOUR SKILL. SINCE THESE FACTORS DIFFER AMONG ALL INDIVIDUALS, THE COMPANY CANNOT AND DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES REGARDING YOUR SUCCESS OR INCOME LEVEL.

AFFILIATE DISCLAIMER

We reserve the right to link to products or services for which Skidmore Consulting, LLC earns a commission. A commission, affiliate fee and referral fee are all the same thing for this purpose. We will use reasonable efforts to conspicuously disclose affiliate links in articles, resources and similar communications.

AVAILABILITY

Your use of our website and any associated services may sometimes be subject to interruption or delay. Due to the nature of the Internet and electronic communications, we and our service providers do not make any warranty that our websites or any associated services will be error free, without interruption or delay, or free from defects in design. We will not be liable to you should our websites or the services supplied through our websites become unavailable, interrupted or delayed for any reason.

REFUND POLICY

The refund policy for products purchased from the Sites differ for each product, so check the sales material at the time of your order for details. If you do not understand or agree with any of these conditions (or those set forth in the sales material for each product), please do not order this material. If you require further clarification, please contact Skidmore Consulting, LLC. PLEASE NOTE: If you request and receive a refund for any product, service, or course as part of any of our 100% money back guarantees, you will be allowed to purchase other products, services or courses in the future, or even the same product, service or course in the future; but, in doing so, you acknowledge that you waive your right to a refund on any and all of those future purchases, at any time, for any reason. In other words, you can’t get a refund more than once. To put it plainly: if you receive a refund for one thing, choose to buy something else, and then want another refund, we’re clearly just not the right fit for each other.

Your satisfaction with our products and services is important to us. However, because of the extensive time, effort, preparation and care that goes into creating and providing these programs, other than what is stated for each program purchased, we have a no refund policy. Unless otherwise provided by law, you acknowledge that we do not offer refunds for any portion of your payment for our programs and no refunds will be provided to you at any time. By using and/or purchasing our digital products, you understand and agree that all sales are final and no refunds will be provided.


SEVERABILITY/WAIVER

If any portion of this Agreement is held to be unenforceable, the unenforceable portion shall be construed in accordance with applicable law to the greatest extent possible to reflect the original intentions of the parties, and the remainder of the provisions shall remain in full force and effect. If any provision in this Agreement shall be held by a court of competent jurisdiction to be contrary to law, that provision shall be changed and interpreted so as to best accomplish the objectives of the original provision to the fullest extent allowed by law, and the remaining provisions in this Agreement will remain in full force and effect. Additionally, the failure of Skidmore Consulting, LLC to exercise any right contained herein will not be deemed a waiver of that right or any further right hereunder.

LIMITATION OF LIABILITY

You agree that you have utilized the Sites and products contained thereon at your own risk, and knowingly and freely assume all risk and responsibility for injuries to any persons or damages to any property, and release, covenant not to sue, and hold Releasees harmless for any and all liability to you, your personal representatives, assigns, heirs and next of kin, for any and all claims, causes of action, obligations, lawsuits, charges, complaints, controversies, damages, costs or expenses of whatsoever kind, nature, or description, whether direct or indirect, in law or in equity, in contract or in tort, or otherwise, whether known or unknown, arising out of or connected with your participation in the Program, whether or not caused by the active or passive negligence of the Releasees. In the event that such a limitation of liability is precluded by law, you expressly agree that any damages you have against Skidmore Consulting, LLC will be limited to the amount that you paid Skidmore Consulting, LLC in connection with the Sites and products contained thereon.

INDEMNIFICATION

By utilizing the content or purchasing the products contained on the Sites, you agree, for yourself, your marital communities and/or spouses (if any), your respective heirs, successors, personal representatives, administrators, executors, assigns, receivers, partners, employees, agents, attorneys, subsidiaries, parent companies, shareholders, officers, directors, and accountants, to indemnify and hold harmless Skidmore Consulting, LLC, and their respective heirs, successors, personal representatives, administrators, executors, assigns, receivers, partners, employees, agents, attorneys, subsidiaries, parent companies, shareholders, officers, directors and accountants, and each of them, and anyone chargeable on their behalf, against any and all causes of action, suits, debts, dues, sums of money, accounts, reckonings, bonds, bills, specialties, covenants, controversies, agreements, promises, variances, injuries, damages, costs, expenses, attorney’s fees, judgments, executions, obligations, claims, and demands whatsoever from the beginning of time to the date of this Agreement arising from or relating to your use of said content and or products from the Sites.

NOTICES

Any notice, demand, or communication required or permitted to be given by any provision of these Terms and Conditions will be deemed to have been given and received (a) when delivered personally to the Party designated to receive such notice, or (b) on the first (1st) business day following delivery to a nationally recognized overnight courier service (such as Federal Express), specifying next day delivery, or (c) on the third (3rd) day after the same is sent by certified mail, postage and charges prepaid. Any notice, demand, or communication directed to Skidmore Consulting, LLC, shall be sent to: 

Skidmore Consulting, LLC 
PO Box 2521 Chattanooga, TN 37409

NON-DISPARAGEMENT

In the event of a dispute over the content or products provided on the Sites, you agree that you will not engage in any conduct or communication with a third party, public or private, aimed at disparaging Skidmore Consulting, LLC. This includes, but is not limited, refraining from making any sort of communication that may be viewed by a third party that can be construed as derogatory or critical in any manner of Skidmore Consulting, LLC.

REFUSAL OF SERVICE

Skidmore Consulting, LLC reserves the right to refuse service to any person or entity without reason, including but not limited to restricting access to the Sites and refusing to sell products contained on the Sites.

TERMINATION

The Company reserves the right in its sole discretion to refuse or terminate your access to the Program and Content, in full or in part, at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Program or Content affected by such cancellation or termination. The restrictions imposed on you in these T&C with respect to the Program and its Content will still apply now and in the future, even after termination by you or the Company.

HEADINGS

The headings or captions of these Terms and Conditions are for convenience and reference only and do not control or effect the meaning or construction of any of the provisions hereof.

GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Tennessee, without giving effect to its conflict of laws. The nearest state and federal court to Chattanooga, Tennessee shall have exclusive jurisdiction over any case or controversy arising from or relating to the Program or Content, including but not limited to the Privacy Policy or these T&C. By using the Program or Content, you hereby submit to the exclusive jurisdiction and venue of these courts and consent irrevocably to personal jurisdiction in such courts and waive any defense of forum non conveniens.

PRIVACY POLICY AND EXCEPTIONS

See the separate Privacy Policy.

SPECIFIC PRODUCT GUARANTEES AND WARRANTIES


See the separate Terms and Conditions.

       The Blueprint Collection

SCOPE OF USE OF SITE CONTENT

Skidmore Consulting, LLC owns the content contained on the Sites. Accordingly, you are permitted to do the following with respect to any information contained on the Sites, without need to obtain prior permission:

• Link to the Sites or any specific post on the sites.
• Extract any portion of a post on the Sites, provided that you cite the appropriate Site and provide a link to that Site.
• Print and distribute portions of the Sites for internal distribution within your company.
• Print any information from the Sites in any non-commercial publication, provided you cite the source of the information and provided information for accessing the source of the information.

If you wish to utilize the content of the Sites in any other manner, you must first obtain the express written consent of Skidmore Consulting, LLC. In order to request such consent, please contact hello@shannaskidmore.com.

Effective as of May 25, 2018